Question about Afterpay debt

What are the consequences if I max out my Afterpay and then leave the country permanently? I’m not an Australian citizen and have no plans to return.

One thought on “After pay debt”

  1. It’s important to understand the implications of leaving the country with an outstanding debt, such as Afterpay. Here are a few things to consider:

    1. Debt Recovery: Afterpay and other creditors may attempt to recover the debt from you, even if you are outside Australia. This could involve employing debt collection agencies or pursuing legal action.

    2. Credit Rating: Defaulting on a debt can negatively impact your credit rating in Australia, which might affect your ability to borrow money or use services in the future, potentially even in other countries.

    3. Legal Consequences: Depending on the amount owed and the specifics of your situation, there may be legal consequences for leaving the country with outstanding debts. It’s possible that creditors might seek to take legal action against you, which could lead to further complications.

    4. Future Financial Transactions: If you ever plan to return to Australia or wish to apply for credit in the future, having unpaid debts can create significant complications.

    5. Seek Advice: It’s advisable to speak with a financial advisor or a legal professional before making any decisions, as they can provide guidance tailored to your specific circumstances.

    Ultimately, while it may seem like an easy solution to avoid debt repayment by leaving the country, it can lead to long-term financial and legal challenges.

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